A ‘Card-Not-Present’ transaction is when a payment is made without a cardholder physically presenting their card to the merchant. Historically these sorts of payments have been used effectively for mail and telephone orders, but now they are used more typically to complete online orders, such as e-commerce and m-commerce (In App).
How often have you been in a situation where you realise slap bang in the middle of the month that you’re late paying an important bill? And when you check your bank account to see if you can pay you are hit with a wave of dread? Readers of this article may not be in that situation regularly in their lives today, but most of us have been there at some point, and probably know others that are regularly confronted by this and can sympathise.
Mobile payments hit the mass market in 2014 with the introduction of Apple Pay and was hailed as the next revolution in payments. Partnerships with major payment providers such as American Express, MasterCard and Visa meant that the innovation was anticipated to make a major impact on consumers straight from launch.
Over the past several years, the role of the chief financial officer (CFO) has changed dramatically. This is due to many factors, including the global financial crisis of the last decade, the emergence of big data, the changing technological landscape and the ubiquitous influence of social media.
Change is hard, and organizational transformations are among the hardest change endeavors. Only a few out of the very many companies that try to change dosucceed.
Apple was the first company to reach $1 trillion in valuation recently. Shortly after, Amazon managed to reach the same record high valuation historically. Other technology companies are not far behind, with Microsoft Corp at $870 billion
Projects in general and information-technology (IT) projects in particular are often associated with some level of complexity. And the bigger the project, the higher the probability that it will be more complex.
We all know the drill. With the emergence of technological innovations unrolling one after the other, there are still those who refuse to go with the flow. In the business landscape, while many adopt new technology without skipping a beat
The financial landscape is rapidly changing. Sophisticated algorithms are enabling buyers to meet with sellers more efficiently and enabling supply to meet demand at large in better ways.
The rate of digitisation in the organizational world is fast. Advances in computing efficiency at around Moore’s law speed or similar rates have enabled technology to become embedded in production systems everywhere.